Eliminate your Mortgage Payment and Protect your Home Ownership!
Downsize Smartly: Keep Your Home, Keep Your Equity, No Monthly Payments
Welcome to Mortgage Experts United —
Discover our Unique EASY DOWNSIZING strategy and learn how you can use your home’s equity to purchase a new home, eliminate mortgage payments, and enjoy more financial freedom—all without qualifying for a traditional mortgage.
Speak with a Specialist Today
Learn About Easy Downsizing:
Explore Our 3 Step Process
Consulting with a Certified Down-Size Specialist Real Estate Agent about Selling your Current Home
Applying this FHA-backed solution for seniors to purchase your next home
Moving into a new home with NO MONTHLY MORTGAGE PAYMENTS
Why Downsizing Can Mean More Freedom
Even if you still owe money on your current home, EASY DOWNSIZING can still be an option for you! Imagine life with no monthly mortgage payment and more cash flow to live comfortably, travel, or pursue new interests. With this downsizing solution, you can make the most of your equity and move to a new, smaller home that’s perfect for you.
Eliminate Monthly Payments
Use your home’s equity to fund your next move and enjoy payment-free living.
Mortgage Experts United offers tailored solutions for empty nesters, helping navigate programs that make homeownership accessible and affordable.
Imagine having a beautiful, right-sized home without the burden of monthly mortgage payments. By using the equity from your current home, this unique approach allows you to fund your next move with ease. You can downsize comfortably, free up your cash flow, and focus on living your retirement to the fullest—all without a monthly payment weighing you down
More Financial Freedom in Retirement
Keep more of your cash flow each month to use for the things that matter most.
Retirement Solutions: Tailored services adjusting mortgage rates and terms to meet financial goals and help eliminate monthly payments, ensuring savings and stability for clients.
Retirement should be a time to enjoy the things that truly matter, like spending time with family, traveling, or exploring new interests. Downsizing with this payment-free option means more cash flow each month, allowing you to stretch your retirement income further. This financial freedom gives you the flexibility to pursue your passions, maintain your lifestyle, and even plan for the unexpected.
Stay in Control of Your Finances
Qualify without the stress of traditional mortgage applications or high-interest rates.
Traditional mortgages can feel restrictive, especially when interest rates are high and qualification requirements are tight. This program provides a refreshing alternative, allowing you to access your home equity without going through the hassle of conventional mortgage underwriting. It’s designed to make downsizing simpler and more affordable, giving you full control over your financial future.
FHA-Backed Security
This program is backed by the FHA, designed specifically to give homeowners 62+ peace of mind
This downsizing solution is backed by the FHA and specifically created to support homeowners aged 62 and older. With FHA’s support, you have the assurance that this program is built for your peace of mind. It’s a secure, government-backed way to downsize and protect your home ownership, letting you move forward confidently into your new home and the next phase of your life.
Hear from Others Who’ve Downsized Payment-Free
See how other empty nesters like you found financial freedom by downsizing without the burden of monthly payments.
Renee Richards
Downsizing was the best decision for us. We moved to a smaller home, eliminated mortgage payments, and now have more freedom to enjoy our retirement!
Monica Chandler
I wasn’t sure how downsizing would work, but I’m glad I looked into this option. I love my new home, and the extra cash flow has made such a difference.
Thomas Williams
Mortgage Experts United streamlined my finances effectively with their debt consolidation service, reducing my payments and stress significantly.
Start your journey today!
Common Questions about Downsizing Without Monthly Payments
We know you may have questions about downsizing and eliminating monthly mortgage payments. Here are some of the most common questions we hear.
What makes Mortgage Experts United different from other mortgage lenders?
At Mortgage Experts United, we prioritize personalized service and expert guidance. Our team is comprised of industry specialists who are dedicated to finding the best mortgage solutions tailored to each clients unique needs. Additionally, we offer a comprehensive range of services that cover every aspect of the mortgage process.
Can Mortgage Experts United assist with government-backed loans?
Yes, we specialize in a variety of government-backed loans including FHA, VA, and USDA loans. Our team is well-versed in the requirements and benefits of each, ensuring that our clients leverage the most suitable options for their circumstances.
Is this option available to everyone?
This is specifically designed for homeowners 62 and older, using a special FHA-backed program.
Will I own my new home outright?
Yes, you will own your new home, just as you do now, without monthly mortgage payments.
What if I still have a mortgage on my current home?
That’s fine! We’ll work with you to calculate how much of your proceeds can go toward your new home.
How long does the downsizing process usually take?
We can evaluate your current mortgage and financial goals to determine if this strategy is the best move for you and how much you could potentially save with the current rates. With our experienced team guiding you, many of our clients have transitioned in just a few weeks, finding the process far easier than expected.
Contact Us
63500 Georgetowne South
Washington Twp, MI 48095
Operations Director/Mortgage Processor
Tina M Mayer-Fortuna
NMLS# 820761
Direct Line 586-615-0794
Office 586-40-18
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